BUSINESS INTERRUPTION

BUSINESS INTERRUPTION

BUSINESS INTERRUPTION

Business Interruption Insurance for Churches & Ministries

Business Interruption Insurance helps your ministry stay financially stable when property damage disrupts worship, programs, or operations, covering lost income and essential expenses so you can continue serving your community.

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Background image
Background image

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

Why Business Interruption Insurance Matters to Churches

When fire, storm damage, or another covered event interrupts ministry operations, the financial impact can be significant.


Business Interruption Insurance helps churches maintain stability during closures or reduced activity by covering lost income, ongoing expenses, and temporary relocation costs.


This ensures your ministry can continue supporting staff, outreach, and programs while repairs are made.

a large cathedral lit up at night time
a large cathedral lit up at night time

TRUSTED PARTNERS

TRUSTED PARTNERS

TRUSTED PARTNERS

What Does Business Interruption Insurance Cover?

Lost Income Replacement

Replaces lost income when ministry operations are suspended due to covered property damage.

Lost Income Replacement

Replaces lost income when ministry operations are suspended due to covered property damage.

Lost Income Replacement

Replaces lost income when ministry operations are suspended due to covered property damage.

Operating Expense Coverage

Helps cover ongoing expenses such as utilities, payroll, and essential services.

Operating Expense Coverage

Operating Expense Coverage

Helps cover ongoing expenses such as utilities, payroll, and essential services.

Temporary Relocation Costs

Covers expenses for temporary worship or administrative space while your facilities are being restored.

Temporary Relocation Costs

Covers expenses for temporary worship or administrative space while your facilities are being restored.

Temporary Relocation Costs

Covers expenses for temporary worship or administrative space while your facilities are being restored.

Extra Expense Protection

Provides additional funds needed to minimize downtime and resume ministry activities quickly.

Extra Expense Protection

Provides additional funds needed to minimize downtime and resume ministry activities quickly.

Extra Expense Protection

Provides additional funds needed to minimize downtime and resume ministry activities quickly.

Protection for Giving & Program Revenue

Supports your ministry when giving or revenue-generating programs are disrupted due to a covered loss.

Protection for Giving & Program Revenue

Supports your ministry when giving or revenue-generating programs are disrupted due to a covered loss.

Protection for Giving & Program Revenue

Supports your ministry when giving or revenue-generating programs are disrupted due to a covered loss.

Continuity for Staff & Programs

Helps maintain staffing, outreach, and essential ministry programs during interruptions.

Continuity for Staff & Programs

Helps maintain staffing, outreach, and essential ministry programs during interruptions.

Continuity for Staff & Programs

Helps maintain staffing, outreach, and essential ministry programs during interruptions.

Utility & Service Interruption

Covers losses resulting from extended outages of essential utilities caused by a covered event.

Utility & Service Interruption

Covers losses resulting from extended outages of essential utilities caused by a covered event.

Utility & Service Interruption

Covers losses resulting from extended outages of essential utilities caused by a covered event.

Recovery & Reopening Support

Assists with financial needs as your ministry transitions back into normal operations after repairs.

Recovery & Reopening Support

Assists with financial needs as your ministry transitions back into normal operations after repairs.

Recovery & Reopening Support

Assists with financial needs as your ministry transitions back into normal operations after repairs.

MINISTRY CONFIDENCE

MINISTRY CONFIDENCE

Why Churches Trust 1225 United for Business Interruption Insurance

Why Churches Trust 1225 United for Business Interruption Insurance

Churches rely on consistent operations to fulfill their mission.


1225 United helps ministries prepare for unexpected disruptions with coverage designed to protect financial stability, support staff, and sustain ministry impact—even when buildings are unusable.


Our team understands church operations and helps ensure you have what you need to continue serving your community.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

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1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us: