COMMERCIAL AUTO

COMMERCIAL AUTO

COMMERCIAL AUTO

Commercial Auto Insurance for Churches & Ministries

Commercial Auto Insurance protects your ministrys vehiclesand the people who ride in themwhether youre transporting volunteers, students, staff, or supplies for programs, outreach, and community service.

photo of brown church
Background image
Background image

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

Why Commercial Auto Insurance Matters for Churches

Church vehicles play a vital role in your ministry—transporting youth groups, volunteers, mission teams, and essential supplies. Accidents, injuries, and vehicle damage create financial and operational challenges.


Commercial Auto Insurance helps you stay protected by covering liability, property damage, medical payments, and more, ensuring your vehicles and passengers are cared for whether you're driving across town or across the state.

a large cathedral lit up at night time
a large cathedral lit up at night time

TRUSTED PARTNERS

TRUSTED PARTNERS

TRUSTED PARTNERS

What Does Commercial Auto Insurance Cover?

Auto Liability Coverage

Covers bodily injury or property damage your ministry may be responsible for in an at-fault accident.

Auto Liability Coverage

Covers bodily injury or property damage your ministry may be responsible for in an at-fault accident.

Auto Liability Coverage

Covers bodily injury or property damage your ministry may be responsible for in an at-fault accident.

Collision Coverage

Pays for repairs or replacement if a ministry vehicle is damaged in a collision.

Collision Coverage

Collision Coverage

Pays for repairs or replacement if a ministry vehicle is damaged in a collision.

Comprehensive Coverage

Protects against non-collision losses such as theft, vandalism, hail, or falling objects.

Comprehensive Coverage

Protects against non-collision losses such as theft, vandalism, hail, or falling objects.

Comprehensive Coverage

Protects against non-collision losses such as theft, vandalism, hail, or falling objects.

Medical Payments Coverage

Provides medical expense benefits for passengers injured during ministry-related travel.

Medical Payments Coverage

Provides medical expense benefits for passengers injured during ministry-related travel.

Medical Payments Coverage

Provides medical expense benefits for passengers injured during ministry-related travel.

Uninsured/Underinsured Motorist

Protects your ministry if another driver causes an accident and lacks sufficient insurance.

Uninsured/Underinsured Motorist

Protects your ministry if another driver causes an accident and lacks sufficient insurance.

Uninsured/Underinsured Motorist

Protects your ministry if another driver causes an accident and lacks sufficient insurance.

Hired & Non-Owned Auto Coverage

Extends protection when staff or volunteers use personal or rented vehicles for ministry purposes.

Hired & Non-Owned Auto Coverage

Extends protection when staff or volunteers use personal or rented vehicles for ministry purposes.

Hired & Non-Owned Auto Coverage

Extends protection when staff or volunteers use personal or rented vehicles for ministry purposes.

Towing & Roadside Assistance

Provides help with breakdowns, towing, or emergency roadside needs.

Towing & Roadside Assistance

Provides help with breakdowns, towing, or emergency roadside needs.

Towing & Roadside Assistance

Provides help with breakdowns, towing, or emergency roadside needs.

Rental Reimbursement

Covers temporary vehicle rental costs when a ministry vehicle is being repaired after a covered loss.

Rental Reimbursement

Covers temporary vehicle rental costs when a ministry vehicle is being repaired after a covered loss.

Rental Reimbursement

Covers temporary vehicle rental costs when a ministry vehicle is being repaired after a covered loss.

MINISTRY CONFIDENCE

MINISTRY CONFIDENCE

Why Churches Trust 1225 United for Commercial Auto Coverage

Why Churches Trust 1225 United for Commercial Auto Coverage

Your ministry depends on safe, reliable transportation.


1225 United understands how churches use vehicles for outreach, youth programs, mission work, and daily operations.


We tailor auto coverage to protect your vehicles, your people, and your mission—so your ministry can stay on the move with confidence.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us: