COMMERCIAL AUTO
Commercial Auto Insurance for Churches & Ministries
Commercial Auto Insurance protects your ministry’s vehicles—and the people who ride in them—whether you’re transporting volunteers, students, staff, or supplies for programs, outreach, and community service.
PROTECTING YOUR CHURCH
Why Commercial Auto Insurance Matters for Churches
Church vehicles play a vital role in your ministry—transporting youth groups, volunteers, mission teams, and essential supplies. Accidents, injuries, and vehicle damage create financial and operational challenges.
Commercial Auto Insurance helps you stay protected by covering liability, property damage, medical payments, and more, ensuring your vehicles and passengers are cared for whether you're driving across town or across the state.
TRUSTED PARTNERS
What Does Commercial Auto Insurance Cover?
Auto Liability Coverage
Covers bodily injury or property damage your ministry may be responsible for in an at-fault accident.
Comprehensive Coverage
Protects against non-collision losses such as theft, vandalism, hail, or falling objects.
Medical Payments Coverage
Provides medical expense benefits for passengers injured during ministry-related travel.
Uninsured/Underinsured Motorist
Protects your ministry if another driver causes an accident and lacks sufficient insurance.
Hired & Non-Owned Auto Coverage
Extends protection when staff or volunteers use personal or rented vehicles for ministry purposes.
Towing & Roadside Assistance
Provides help with breakdowns, towing, or emergency roadside needs.
Rental Reimbursement
Covers temporary vehicle rental costs when a ministry vehicle is being repaired after a covered loss.
Your ministry depends on safe, reliable transportation.
1225 United understands how churches use vehicles for outreach, youth programs, mission work, and daily operations.
We tailor auto coverage to protect your vehicles, your people, and your mission—so your ministry can stay on the move with confidence.



