GENERAL LIABILITY
General Liability Insurance for Churches & Ministries
1225 United General Liability Insurance protects your ministry from the financial impact of injuries, property damage claims, and accidents that occur during worship, programs, events, and outreach—helping your church care for people and safeguard its mission.
PROTECTING YOUR CHURCH
Why General Liability Insurance Matters for Churches
Churches welcome people of all ages—guests, members, volunteers, and community groups.
With that activity comes risk.
General Liability Insurance protects your ministry when someone is injured, property is damaged, or allegations arise during church activities.
This essential coverage helps reduce financial exposure, preserves your ability to operate, and ensures your ministry can respond compassionately and responsibly when incidents occur.
TRUSTED PARTNERS
What Does General Liability Insurance Cover?
Bodily Injury Coverage
Provides protection when someone is injured on church property or during ministry activities.
Personal & Advertising Injury
Protects against claims such as slander, libel, or unintentional copyright infringement.
Volunteer & Participant Liability
Provides coverage for incidents involving volunteers or program participants during ministry activities.
Medical Payments Coverage
Helps cover immediate medical costs for minor injuries without requiring legal action.
Pastoral Counseling Liability
Protects against claims arising from informal or formal pastoral counseling services.
Special Event Coverage
Covers liability risks associated with festivals, conferences, off-site gatherings, and community events.
Legal Defense Costs
Provides funds for attorney fees, court costs, and legal representation related to covered claims.
Churches need protection that fits the unique rhythms of ministry life.
1225 United delivers liability coverage tailored to the way ministries operate—helping you welcome people, host events, serve your community, and carry out your mission with confidence and peace of mind.



