PROFESSIONAL LIABILITY

PROFESSIONAL LIABILITY

PROFESSIONAL LIABILITY

Professional Liability Insurance for Churches & Ministries

1225 United Professional Liability Insurance protects your ministry against claims of errors, negligence, or misrepresentation arising from professional servicessafeguarding pastors, counselors, teachers, and ministry leaders as they serve their communities.

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Background image

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

PROTECTING YOUR CHURCH

Why Professional Liability Insurance Matters for Churches

Churches provide a range of professional services, from counseling and teaching to administrative guidance and pastoral support. When misunderstandings or allegations of errors occur, ministries may face legal or financial consequences.


Professional Liability Insurance protects leaders and staff by covering defense costs, claims of negligence, and disputes related to professional advice or services—helping your ministry serve people with confidence and care.

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a large cathedral lit up at night time

TRUSTED PARTNERS

TRUSTED PARTNERS

TRUSTED PARTNERS

What Does Professional Liability Insurance Cover?

Pastoral & Ministry Counseling Liability

Protects against claims arising from pastoral counseling, mentoring, or spiritual guidance.

Pastoral & Ministry Counseling Liability

Protects against claims arising from pastoral counseling, mentoring, or spiritual guidance.

Pastoral & Ministry Counseling Liability

Protects against claims arising from pastoral counseling, mentoring, or spiritual guidance.

Errors & Omissions (E&O) Protection

Covers allegations that a ministry leader made an error, omission, or oversight in professional services.

Errors & Omissions (E&O) Protection

Errors & Omissions (E&O) Protection

Covers allegations that a ministry leader made an error, omission, or oversight in professional services.

Improper Advice or Guidance

Provides coverage when claims allege harm from professional advice given by church staff or volunteers.

Improper Advice or Guidance

Provides coverage when claims allege harm from professional advice given by church staff or volunteers.

Improper Advice or Guidance

Provides coverage when claims allege harm from professional advice given by church staff or volunteers.

Educational & Program Liability

Protects teachers, group leaders, and ministry program staff from claims related to instruction or curriculum.

Educational & Program Liability

Protects teachers, group leaders, and ministry program staff from claims related to instruction or curriculum.

Educational & Program Liability

Protects teachers, group leaders, and ministry program staff from claims related to instruction or curriculum.

Misrepresentation Claims

Covers allegations that a ministry leader miscommunicated, misrepresented, or failed to provide adequate information.

Misrepresentation Claims

Covers allegations that a ministry leader miscommunicated, misrepresented, or failed to provide adequate information.

Misrepresentation Claims

Covers allegations that a ministry leader miscommunicated, misrepresented, or failed to provide adequate information.

Legal Defense Costs

Covers attorney fees, court expenses, and legal representation for covered claims.

Legal Defense Costs

Covers attorney fees, court expenses, and legal representation for covered claims.

Legal Defense Costs

Covers attorney fees, court expenses, and legal representation for covered claims.

Staff & Volunteer Protection

Extends protection to ministry employees, leaders, and qualified volunteers providing professional services.

Staff & Volunteer Protection

Extends protection to ministry employees, leaders, and qualified volunteers providing professional services.

Staff & Volunteer Protection

Extends protection to ministry employees, leaders, and qualified volunteers providing professional services.

Documentation & Record Support

Helps ministries maintain documentation and risk standards needed during claim investigations.

Documentation & Record Support

Helps ministries maintain documentation and risk standards needed during claim investigations.

Documentation & Record Support

Helps ministries maintain documentation and risk standards needed during claim investigations.

MINISTRY CONFIDENCE

MINISTRY CONFIDENCE

Why Churches Trust 1225 United for Professional Liability Coverage

Why Churches Trust 1225 United for Professional Liability Coverage

Ministry leaders carry the responsibility of guiding, teaching, and supporting others.


1225 United provides liability protection built specifically for these roles—ensuring your team can lead with integrity, compassion, and confidence, backed by coverage that understands the unique nature of church-based professional services.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

FAQ

Frequently Asked Questions

What makes 1225 United different from other providers?

What support comes with my policy beyond insurance?

How does 1225 United help determine the right coverage?

How is pricing determined?

Can multiple church campuses be covered under one policy?

Does 1225 United serve ministries beyond churches, such as mosques or synagogues?

Does 1225 United work with faith-based schools?

What types of risks do faith-based camps need coverage for?

Still have questions? We’re here to help! Whether you’re wondering about coverage, pricing, or support, our team is ready to guide your ministry.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

low angle photo of white church

Ready for a New Kind of Church Insurance?

Whether you’re ready to take the next step or simply want to explore your options, our team is here to support your mission with insurance and resources specifically designed for faith communities. Experience a new level of partnership, guidance, and care—every step of the way.

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1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us:

Brand logo

1225 United brings together decades of practical experience and a broad network of resources—supporting ministries through insurance, operational help, and real partnership.

We care about your data in our privacy policy.

Professional liability insurance included with your 1225 United membership is provided through licensed insurance agencies and underwritten by admitted or authorized insurers. 1225 United is not an insurance company and does not sell, underwrite, or issue insurance policies. Coverage is subject to the terms, conditions, and exclusions of the applicable policy.

1225 United, all rights reserved, 2025

Connect with us: