WORKERS’ COMPENSATION
Workers’ Compensation Insurance for Churches & Ministries
Workers’ Compensation Insurance protects your ministry’s staff and volunteers by covering medical care, wage replacement, and recovery support when work-related injuries or illnesses occur—helping your church care well for the people who serve.
PROTECTING YOUR CHURCH
Why Workers’ Compensation Matters for Churches
Church staff and volunteers serve in many roles—teaching, maintenance, administration, childcare, worship, and outreach.
Injuries can happen even in the safest ministries. Workers’ Compensation ensures your team receives proper medical care and financial support after workplace injuries, while also protecting the church from significant financial liability.
This essential coverage demonstrates stewardship, compassion, and responsibility toward those who support your mission.
TRUSTED PARTNERS
What Workers’ Compensation Covers
Medical Treatment Coverage
Covers necessary medical care, hospitalization, and treatment for work-related injuries or illnesses.
Rehabilitation & Recovery Support
Covers physical therapy and rehabilitation services to support a safe return to work.
Short- & Long-Term Disability Benefits
Provides financial support if a staff member becomes temporarily or permanently unable to work due to injury.
Survivor & Death Benefits
Offers financial support to families if a workplace injury results in loss of life.
Employer Liability Protection
Protects the ministry from lawsuits or claims related to workplace injuries covered by the policy.
Volunteer Injury Support
Provides optional coverage to support volunteers who are injured while serving in ministry roles.
Return-to-Work Assistance
Helps staff transition back into ministry roles safely with modified duties or phased return plans.
Your ministry depends on faithful staff and volunteers.
1225 United Workers’ Compensation coverage helps you care for them with excellence, providing protection, support, and financial stability when unexpected injuries occur.
Our team understands ministry operations and helps ensure your church remains safe, responsible, and ready to serve.



