Most League schools lease their facilities rather than own them — which means property coverage isn't where your real exposure sits. Liability is. General liability, educators' professional liability, employment practices, abuse and molestation, and director and officer protection are the coverages that actually determine whether your school can weather a claim.

Generic carriers often don't understand ministry-education operations — chapel, mission trips, athletics, after-care, or security and guardian programs. This program was designed around those specifics, not around a one-size-fits-all school policy.